Message from Nasarudin

The Message from Nasarudin PRUDENTIALBSN
TAKAFUL
24 September 2007

Dear Valued Prospects,

I am writing to you to introduce my self regarding my work in creating successful financial plans and offering valuable financial and investment advice.

Specifically, I would welcome the opportunity to speak with you regarding the possibility of PrudentialBSN Takaful providing the following services:

Creating a basic financial plan
Estate Planning
Retirement Plan
Long term Medical Care plan
Takaful and Insurance Plan
Education plan
Investment and Business Plan
Review of Existing Policy

Money is an emotional issue. Given that, it is essential to have a trusting and close relationship with your planner. To give you a better idea of my work and approach, I appreciate and audience with your good self to share the financial issues that might affect all areas in your life. My goal is to help you understand your financial situation and share with you about various options, as well as provide a framework to make the best choices possible.

I look forward to discussing ways we might work together to maximize the financial well-being of you, your family and /or your business. Please feel free to call or sms me at 017-2029799 anytime or email me at bsntakaful@gmail.com

Best Regards Nasarudin, Advisor, MBA Contact: 017 2029799

PESANAN DARI NASARUDIN

PRUDENTIALBSN
TAKAFUL

12 Ramadhan 1428
24 September 2007

Assalamualaikum / Salam Sejahtera,
Bakal Pelanggan Yang Budiman,

Saya menulis dengan tujuan bagi memperkenalkan diri mengenai usaha saya dalam Merancang dan Membina Pencapaian Kejayaan Kewangan serta Menawarkan Khidmat Nasihat Kewangan serta Pelaburan.

Khususnya, saya amat berbesar hati apabila pihak tuan / puan dapat memberi peluang kepada saya berkongsi kebarangkalian PrudentialBSN Takaful memberikan khidmat berikut:

Mencipta Rangka Asas Rancangan Kewangan
Merancang Pengagihan Harta
Merancang Pembiayaan Persaraan
Merancang Pelindungan Perniagaan dan Pelaburan
Merancang Pembiayaan Perubatan Jangka Panjang
Perancangan Takaful dan Insuran
Merancang Pembiayaan Pendidikan Anak Anak
Tabongan Sepanjang Hayat
Membuat Penilaian Semula Polisi yang sedia ada

Tuan/ Puan yang di-hormati,
Kewangan adalah perkara yang dikuasai perasaan. Olih itu, amat mustahak adanya kepercayaan dan hubungan rapat dengan Penasihat Kewangan tuan/puan.

Bagi tujuan memberi makluman yang jelas mengenai usaha dan carakerja saya, adalah amat berbesarhati, kiranya saya dapat bersua muka untuk berkongsi maklumat2 terkini bersabit kewangan dan pelaburan yang barangkali memberi kesan kepada kehidupan tuan/puan. Matlamat saya adalah untuk membantu dalam peningkatan pemahaman kaedah terkini dan berkongsi beberapa cadangan sebagai asas panduan bagi tuan / puan membuat pilihan terbaik.

Amat baik sekali apabila kita dapat bertemu dan berbincang cara kita bolih bekerjasama bagi tujuan meningkatkan kemantapan dan pertumbuhan kewangan tuan/puan, keluarga dan perniagaan. Sila hubungi 017-2029799 atau SMS atau emel aje ke bsntakaful@gmail.com atau layari http://www.insurancetakaful.blogspot.com/ bila tuan/puan rasa selesa…sesungguhnya masa yang terbaik adalah sekarang !

Berkhidmat untuk Kesejahteraan Anda,

Nasarudin, MBA, Penasihat Talian: 017-2029799

SILA PENUHI RUANG KOSONG DIBAWAH!

PESANAN DARI NASARUDIN

Pesanan dari Nasarudin PRUDENTIALBSN
TAKAFUL
12 Ramadhan 1428
24 September 2007

Assalamualaikum / Salam Sejahtera,
Bakal Pelanggan Yang Budiman,

Saya menulis dengan tujuan bagi memperkenalkan diri mengenai usaha saya dalam Merancang dan Membina Pencapaian Kejayaan Kewangan serta Menawarkan Khidmat Nasihat Kewangan serta Pelaburan.

Khususnya, saya amat berbesar hati apabila pihak tuan / puan dapat memberi peluang kepada saya berkongsi kebarangkalian PrudentialBSN Takaful memberikan khidmat berikut:

Mencipta Rangka Asas Rancangan Kewangan
Merancang Pengagihan Harta
Merancang Pembiayaan Persaraan
Merancang Pelindungan Perniagaan dan Pelaburan
Merancang Pembiayaan Perubatan Jangka Panjang
Perancangan Takaful dan Insuran
Merancang Pembiayaan Pendidikan Anak Anak
Tabongan Sepanjang Hayat
Membuat Penilaian Semula Polisi yang sedia ada

Tuan/ Puan yang di-hormati,

Kewangan adalah perkara yang dikuasai perasaan. Olih itu, amat mustahak adanya kepercayaan dan hubungan rapat dengan Penasihat Kewangan tuan/puan.

Bagi tujuan memberi makluman yang jelas mengenai usaha dan carakerja saya, adalah amat berbesarhati, kiranya saya dapat bersua muka untuk berkongsi maklumat2 terkini bersabit kewangan dan pelaburan yang barangkali memberi kesan kepada kehidupan tuan/puan. Matlamat saya adalah untuk membantu dalam peningkatan pemahaman kaedah terkini dan berkongsi beberapa cadangan sebagai asas panduan bagi tuan / puan membuat pilihan terbaik.

Amat baik sekali apabila kita dapat bertemu dan berbincang cara kita bolih bekerjasama bagi tujuan meningkatkan kemantapan dan pertumbuhan kewangan tuan/puan, keluarga dan perniagaan. Sila hubungi 017-2029799 atau SMS atau emel aje ke bsntakaful@gmail.com atau layari http://www.insurancetakafu.blogspot.com/ bila tuan/puan rasa selesa…sesungguhnya masa yang terbaik adalah sekarang !

Berkhidmat untuk Kesejahteraan Anda,

Nasarudin, MBA, Penasihat Talian: 017-2029799

Sila lenkapkan borang pertanyaan berikut:

Pertanyaan saya kepada Nasarudin PRUDENTIALBSN
E-2-7 Jalan Dutamas 3, Kuala Lumpur 50480 TAKAFUL

Emel:bsntakaful@gmail.com http://www.insurancetakaful.blogspot.com/

Tarikh: _________ Hp : 017-2029799
Sila (X ) atau potong ( --) dimana perlu
Saudara Nasarudin,

Saya,____________bolih di hubungi di 01________
Emel: _________________Poskod: _________
Alamat:________________________________

Setelah membaca pesanan saudara dan saya ingin mendapatkan maklumat ( ) / cadangan ( ) mengenai

Mencipta Rangka Asas Rancangan Kewangan ( )
Merancang Pengagihan Harta ( )
Merancang Pembiayaan Persaraan ( )
Merancang Pelindungan Perniagaan dan Pelaburan ( )
Merancang Pembiayaan Perubatan Jangka Panjang ( )
Perancangan Takaful dan Insuran ( )
Merancang Pembiayaan Pendidikan Anak Anak ( )
Tabongan Sepanjang Hayat ( )
Membuat Penilaian Semula Polisi yang sedia ada ( )

Sila hantar maklumat ( ) dan cadangan ( ) saudara dalamasa

24 Jam ( ) 46 Jam ( ) 4 Hari ( ) 7 Hari ( ) 14 Hari ( ) 21 Hari ( )

Sila datang pada __/__/___jam___ di alamat ___ ___________________________
Butiran Peribadi ( ) Isteri/ Suami ( ) Anak ( ) Rakaniaga ( ) Kakitangan ( )

Tarikh Lahir ______ ________ _____ _______ __
Pekerjaan ______ ________ _____ _______ ____
Sihat /Sakit ______ ________ _____ _______ ___
Merokok/Tidak______ ________ _____ _______ __
Anggaran tabongan / caruman RM________/Bulan / Suku / Setengah Tahun

Juga, sila hubungi keluarga / teman teman saya ________________________
H/p__________________________Emel:__________________
Terima kasih. _________________________H/p______________________

TAKAFULINK Plan

Get the flexibility you need, within your way of life. PRUDENTIALBSN

TAKAFUL



The Takaful Concept

Takaful is a mutual assistance concept based on the principles of shared responsibility, cooperation and common interest. Each participant contributes on the basis of Tabarru' (donation) into a fund that will be used to support each other in times of need.

Gain the flexibility to Manage Your Changing Needs

The truth about life is that needs change with time. And as needs change, so do priorities. The problem is getting your financial arrangements to change in response to life's changing priorities.

Prudential BSN's (PruBSN) Takaful Link Plan is a Shariah-compliant investment linked family Takaful plan that is designed to overcome life's uncertainties by putting you in control of yourlife with total flexibility. By adhering to the values you believe in, it also puts you in control of your way of life.

How Does the Takafulink Plan Work for Me?

For Your Protection

We'll help you plan the level of protection suitable for you by guiding you through all elements of the Takafulink plan.

Basic Benefits

Death: The sum covered and the remaining value in Participant's Unit Account (PUA)* and Individual Special Account (ISA)** will be paid should death occur.

*PUA is the account where units are allocated, depending on the amount of linked contribution paid.

*ISA is the account where supplementary benefit contributions are allocated

Total and Permanent Disability

The sum covered will be paid should TPD occur before the age of 60 whileunits in your PUA and the value in your ISA will remain in your account.

Optional & Supplementary Benefits

Accidental Death and Disablement, Accidental Medical Reimbursement: Provides accident benefits to supplement your protection plan.

Medical Cover: Provides fixed cash payments for Hospitalisation Assistance, Intensive Care Assistance and Surgical Procedure Assistance, in the event of hospitalisation due to illness or injury.

Major Medical Cover: Provide Medical cover for the Hospital and Surgical and Outpatient Treatment Benefits in the event of hospitalisation or out-patient treatment due to illness or injury.This also includes Emergency Medical Assistance.

Hospital Benefits: Provides daily cash assistance in the event of hospitalisation

Disability Provider, Crisis Cover Income: Provides annual payable benefit in the event of TPD or critical illness before age 60

Crisis Shield: provides protection against a critical illness, ready for when you need it most.

Weekly indemnity: Provide weekly cash assistance if a participant becomes temporarily disabled due to accidents.

Contributor: Pays an annual benefit in the event of critical illness. Payment will cease upon death of participant.

Spouse or Parent Contributor: In the event of death, TPD before age 60 or diagnosis of critical illness on the spouse or parent of participant, the benefit will assist the participant with future contributions to the Takaful Plan. Payment of annual benefit will be cease upon death of participant or upon reaching age 60.

For Your Saving Needs

We'll also help you plan your savings by providing you with a variety of funds to invest in.

A proportion of your contributions are allocated to buy units from your choice of Takafulink funds.

The contributions are allocated according to the certificate year and its corresponding percentages.

Certificate Year 1 2 3 4 5 & 6 7 & above

Contribution allocation 40% 50% 65% 70% 90% 100%

Takafulink Funds

Choose the Shariah-approved Takafulink funds that suit your investment needs and risk tolerance.

Takafulink dana equiti

• Aims to maximise returns over medium to long term by investing in high quality Shariah-approved shares listed on the Bursa Malaysia
• For participants with high risk tolerance and medium to long term investment horizon

Takafulink dana bon

• Aims to provide medium and long term accumulation of capital by investing in selected Shariah-approved securities
• For participants with low to moderate risk horizon and medium to long term investment horizon.

Takaful dana urus

• Is a managed fund that seeks to maximise returns over medium to long term. This is achieved by investing in Shariah-approved shares and securities through Takafulink dana equiti and Takafulink dana bon and in any other such Takafulink funds that may become available in the future.
• For participants with moderate to high risk tolerance and medium to long term investment horizon.

Surplus Sharing

Every participant is entitled to share the underwriting surplus and investment profit, if any. Underwriting surplus arising from Tabarru' Fund will be distributed to the participants by crediting back to their ISA and buying additional units in PUA while the investment profit will be shared between the participants and the company at a pre-agreed ratio.

The Plan That Gives You More Flexibility***

• Vary the amount of Takaful protection for death and disability without affecting your contribution.
• Enhance your Takaful coverage by adding critical illness, accident, medical, disability and other supplementary benefits.
• Build up a healthy retirement fund by choosing any of the Shariah-approved Takafulink funds that yield a potentially higher return than a bank's saving account over the long term
• You may switch your investment btween Shariah-approved Takafulink funds at any time. The minimum amount that can be switched is RM1000.
• Make witdrawals to meet your changing needs at any time. The minimum withdrawal is RM1000. it is available provided the value of remaining units is at least RM4000.

***Subject to terms and conditions

Who can take up Takafulink Plan?

Anyone between the 18 and 60 years old can take up the plan. You can also take up this plan for your child who is under 18 years of age

How di I start?

First, determine your protection needs, such as your basic cover and other optional and supplement benfits. Then, decide on an affordable amount set aside every month. With the Takafulink Plan, you can start protecting your health and financial future for as little as RM3.33

Tabarru'

• Represents the amount that the participant willingly relinquishes in order to help contribute to the benefits for all participants who are entitled to the benefits
• Is the pooling of funds for the purpose of solidarity and cooperation among the participants, used to help all participants in times of misfortune
• Levied monthly based on your age gender, smoking status, occupation class (if applicable) and sum covered.

All Takaful funds are invested